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Guide in Finding Funds For Education

 

If your child is a Senior in High School then you better read this to get started in finding funds to help with the college costs. 

 

The purpose of this guide is to give a brief sketch of the scholarship opportunities available. The majority of the listings are monetary awards for academic excellence. A few, however, are based on need or special talents. Some may be specific to a religion or race. If you are from a multicultural family you may qualify for both a Hispanic and either Black or Asian scholarship opportunity. Go to our Scholarship page where we add new scholarships added, requirements, award amounts, and contact persons. We ask our members to feel free to post under contribution on your personal social feed tab to the Education page of the website. Because many more colleges than listed here offer scholarships, it is best to check with the college of your choice to see what opportunities are available.  Download Scholarship Directory for Latinas.  Make sure to our Scholarships page with updates.

Most families welcome some assistance with this major expense. In exploring financial aid resources, four general types of assistance will be found. Scholarships, Grants, Educational Loans, and Work-Study- Opportunities.
Scholarships -non-repayable aid, often based upon both financial need and some measure of academic performance. Many scholarships are based on only academic or athletic performance.
Grants–non-repayable aid, usually allocated upon the basis of financial need alone.
Educational Loans–funds requiring repayment usually after the student leaves school. Some loans, especially those with low interest rates or waiver of repayment clauses, involve an analysis of family need as part of the eligibility requirements.
Work -Study Opportunities –reimbursement for part-time work on or off campus during the school year. Some programs even incorporate a cooperative approach whereby the student works full-time one term and attends classes the next year.
YOUR FIRST STEP!!
Due to the congressional legislation passed in late July 1992, ALL COLLEGE BOUND SENIORS SHOULD COMPLETE THE FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA). (This form is available on-line at www.fafsa.gov.ed) This is true for students receiving aid based on need and forstudents receiving grants on a non-need basis. Students must prove they haveneed before receiving grants. Colleges may also request an additional form through the College Scholarship Service (CSS) or American College Testing.
Many times monies are distributed on a first-come basis, and you certainly want to be considered while the purse is full.
YOUR NEXT STEP!!
Use this as a guide as you search for monies to help with college costs:

1. Colleges to which you apply
a. Indicate your desire to be considered for financial aid when you complete the admission application.
b. Request financial aid information and search the college catalogues for scholarships for which you may qualify. Some scholarships require an application separate from the admission form.
c. Get to know the financial aid officer. Call for more information.
1. Seek for Scholarships in your State. (For example see the State of Michigan below)
Michigan Competitive Scholarship Program–provides financial 
assistance for students attending Michigan public schools and demonstrating both financial need and academic potential. Students desiring to be considered must have ACT scores sent to the Competitive Scholarship Program (2076) no later than October of their senior year. A qualifying score is good for the next ten years.
Michigan Tuition Grant Program–provides assistance to students attending Michigan independent colleges or universities. Apply through the college.
Public Act 245 – this program exempts tuition payment for children of Michigan veterans who died or were totally disabled in wartime service.
Michigan Commission on Indian Affairs–descendants of North American Indians, who are certifiable by tribal association, may receive tuition benefits if attending a public college in Michigan.
Michigan Promise Scholarship–All students who take the Michigan Merit Exam are legible for a one time $4000 scholarship for use only at a Michigan post secondary school. Check with Vicki Palmer, our counseling technician if you have any questions about this scholarship.
1. ****Subject to change pending Governor Snyder’s budget for 2015- 2016. Go to for more information regarding the status of any potential state scholarship programs****
2. High School Counseling Office
a. Check the bulletins boards in front of the Counseling Office for posters advertising scholarships.
b. Tell your counselor you wish to be considered for scholarships
c. Check the scholarship folders in the Counseling Office on a regular 
basis for current applications and check on a regular basis. They 
come in through the year.
d. Use the Media Center computers to access Career Cruising for
additional on-line searches.

3. Community Resources
a. Local churches/synagogues
b. Charitable organizations
c. Parent’s place of employment
4. Societies -Societies representing your career interest and declared major frequently offered scholarships.

Visit our Scholarship directory for a larger list of funds.